Belton Homes under $200,000

Belton Homes under $200,000

Welcome to Belton, Texas – a charming city nestled in the heart of Bell County, where small-town warmth meets modern convenience. Known for its rich history and vibrant community spirit, Belton offers residents a perfect blend of scenic beauty and urban amenities. With its picturesque lakes, lush parks, and friendly neighborhoods, it's no wonder why so many choose to call this delightful city home.

Belton boasts a thriving local culture, featuring delightful shops, cozy cafes, and a host of community events that bring residents together year-round. Whether you’re enjoying a leisurely afternoon at Belton Lake or exploring the historic downtown area, there’s always something to see and do in this welcoming city.

For homebuyers on a budget, Belton is an excellent choice. The real estate market here features a variety of charming homes priced under $200,000, making it an ideal destination for first-time buyers, families, or anyone looking to invest in a beautiful community without breaking the bank. These affordable homes offer an array of styles and sizes, from cozy cottages to spacious family residences, ensuring there’s something for everyone.

With its affordable housing options, friendly atmosphere, and a plethora of outdoor activities, Belton stands out as a great place to settle down. Discover your dream home in this vibrant city and experience the best of Texas living. Come explore Belton today – where community and affordability meet!

Newest Belton Homes under $200,000

4049 Morgans Point Road, Belton
$199,900
3 Beds ⋅ 2 Baths ⋅ 626143 MLS
OWNER FINANCING NOW AVAILABLE!! HUGE PRICE IMPROVEMENT!! Take a look at this beautifully refreshed home in Morgans Point Resort! The property features a recent roof and A/C system replacement that delivers peace of mind from the start. The interior was modernized with new paint, carpet, fixtures, appliances, and cabinets, and countertops — all refreshed and ready for you. The layout is warm and inviting, with three bedrooms and one bath blending everyday living and entertainment. Outside, you will find mature trees and a privacy fenced backyard. The home sits on a nice lot convenient to Rogers Park boat ramp and Lake Belton. With its prime location, stunning upgrades, and proximity to Lake Belton, this is one of the most compelling offerings currently in Belton. Schedule your showing today!

4049 Morgans Point Road, Belton
139 E 13th Avenue, Belton
$169,900
3 Beds ⋅ 1 Baths ⋅ 625436 MLS
Welcome to 139 E 13th Avenue, a charming 3-bedroom home in the heart of Belton! Situated on a spacious corner lot, it pairs original character with thoughtful updates, including beautiful wood flooring, granite countertops, a gas range, and a cozy family-room fireplace. One of the bedrooms offers flexibility as a home office, hobby room, or guest space. Enjoy mornings on the covered front porch, plus the convenience of city utilities, a carport, and no HOA. Just minutes from the University of Mary Hardin-Baylor, Downtown Belton, dining, shopping, and major roadways, this home is full of possibilities. Schedule your showing today!

139 E 13th Avenue, Belton
203 E 14th Avenue, Belton
$164,900
4 Beds ⋅ 2 Baths ⋅ 626094 MLS
Calling all investors and DIY buyers! Fantastic opportunity to add value to this 3-4 bedroom, 1.75-bathroom home located in an established Belton location. This property needs some TLC and could become a stellar rental opportunity. It sits just minutes from the University of Mary Hardin-Baylor, a neighborhood park, and Leon Heights Elementary School. Key features include a functional layout, a separate laundry room, an interior storage room, and a convenient carport. The highlight of the exterior is the backyard complete with gorgeous mature trees, offering plenty of space. It could become a steady cash-flowing rental, or a project to make your own, this home is packed with potential.

203 E 14th Avenue, Belton
4040 Leila Lane, Belton
$99,000
2 Beds ⋅ 1 Baths ⋅ 625869 MLS
Discover the potential of this unique 2-bedroom, 1-bath fixer upper property situated on approximately 0.3214 acres, offering an exciting opportunity for buyers looking for a home with character, usable outdoor space, and incredible potential for lake views. A new survey is available, providing added clarity for buyers considering future improvements or development possibilities. The cozy 742-square-foot home features a practical layout with two bedrooms, one full bath, living area, and kitchen. Large windows throughout the home bring in natural light and showcase the surrounding mature trees, wooded setting, and easterly lake views. The property also offers multiple exterior access points, an expansive covered carport, stone patios and terraces, and exterior stairways that take advantage of the property's sloping terrain. One of the most compelling features is the property's elevated setting and orientation toward the surrounding landscape. With selective tree and vegetation management, there is significant potential to further enhance lake views from the property. The property provides plenty of outdoor space for gardening, recreation, entertaining, or future improvements. The existing structures and mature surroundings create a setting with plenty of possibilities for someone looking to personalize a property near the lake. For investors, the property may also offer potential for short-term rental/Airbnb use. A new survey, lake-view potential, and a flexible property layout make 4040 Leila Lane an opportunity worth exploring. Whether you're looking for a primary residence, weekend getaway, investment property, or a property with future improvement potential, this one deserves a closer look.

4040 Leila Lane, Belton
13302 Estate Trail, Belton
$125,000
3 Beds ⋅ 2 Baths ⋅ 625236 MLS
Central Texas Auction & Realty is proud to present 13302 Estate Trail in Belton, TX, to be sold at auction on October 10th at 11AM. THE LISTING PRICE OF $125,000.00 IS THE MINIMUM OPENING BID. This charming 3-bedroom, 2-bath home is situated on over half an acre in an established neighborhood just minutes from Lake Belton. The thoughtfully designed floor plan features a welcoming living area with a fireplace, a formal dining room, an enclosed patio and a screened-in porch—offering plenty of space to relax or entertain. Enjoy the peaceful setting, spacious lot and convenient access to the lake, shopping, dining and other local amenities. With its desirable location and versatile indoor and outdoor living spaces, this home is ready for its next chapter.

13302 Estate Trail, Belton
1400 Magnolia Street, Belton
$200,000
3 Beds ⋅ 2 Baths ⋅ 624195 MLS
Welcome to this beautifully updated 3-bedroom, 1.5-bath brick home on a quiet street in Belton! Built to last with a durable metal roof, this home is completely turn-key and ready for its next owner — and eligible for both FHA and VA financing. Step inside to a huge living room filled with natural light, flowing into a stylishly updated kitchen featuring brand-new appliances and gorgeous quartz countertops. Fresh paint and new flooring run throughout the entire home, giving it a crisp, modern feel from room to room. A versatile pantry offers the perfect flex space — use it as a home office, extra storage, or keep it as a classic walk-in pantry. Out back, you'll find your own private retreat: a large, fenced backyard shaded by a beautiful mature tree, plus a workshop that's perfect for hobbies, storage, or converting into a she-shed. Relax and unwind on the large covered patio, ideal for weekend cookouts or peaceful mornings and evenings outdoors. Zoned for Belton ISD, including the exciting brand-new Hubbard Branch Elementary! Don't miss this rare combination of updates, character, and location — schedule your showing today!

1400 Magnolia Street, Belton
806 S Pearl Street, Belton
$79,900
4 Beds ⋅ 2 Baths ⋅ 623909 MLS
Looking for a project with room to make it your own? Explore the possibilities at 806 S Pearl Street, near downtown Belton.A quarter-acre makes for a spacious yard. It's location puts Belton’s shops, dining, and community amenities within easy reach. Bring your ideas and take a closer look at the potential this property offers.

806 S Pearl Street, Belton
4144 Water Works Road, Belton
$128,000
2 Beds ⋅ 1 Baths ⋅ 623097 MLS
Investor special on 1.7 acres in Belton! This property offers an opportunity for an investor, contractor, or buyer looking for a renovation project with plenty of room to work with. The existing home is approximately 1,584 square feet with 2 bedrooms and 1 bathroom and is ready for someone to come in and finish what was started. Situated on a large, partially wooded lot with mature trees, the property provides space and privacy that can be hard to find. Bring your plans and imagination and take advantage of the potential this property and acreage have to offer. Property is bank owned and being sold as-is.

4144 Water Works Road, Belton
738 N Wall Street, Belton
$174,900
2 Beds ⋅ 1 Baths ⋅ 622558 MLS
Location, location, location! This adorable 2 bed, 1 bath home is in the heart of Belton - only a few blocks from the University of Mary Hardin Baylor. Own a little piece of history - this home on a corner lot was built to last in 1910. Central heat and air. Hardwood floors underneath the upgraded flooring. Converted to all electric in the home. Kitchen has microwave, single oven and a stainless steel refrigerator. Laundry hook-ups are in the spacious laundry room at the back of the home. Dining area has built-in buffet that adds so much character. Yard is fenced by chain link fencing and there is a one car garage/storage detached from the property. You will love the high ceilings and welcoming front porch surrounded by mature trees.

738 N Wall Street, Belton
218 Cliffhouse Drive, Belton
$199,500
2 Beds ⋅ 2 Baths ⋅ 621420 MLS
2 bedroom condo with 2 full baths, kitchen, large storage closet for extra storage or laundry, wood laminate floors throughout, spectacular 2nd floor view of Lake Belton, beautifully landscaped with common area pool, paved parking area.

218 Cliffhouse Drive, Belton
3700 Mountain Oak Lane, Belton
$82,500
2 Beds ⋅ 1 Baths ⋅ 620530 MLS
Looking for weekend get away, place to park your RV, rental that is less than 5 minutes to Belton Lake. YOU FOUND IT! With a little TLC you'll have a 1 bedroom plus office/study, 1 bath get-a-way. Property is located outside city limits!!!!

3700 Mountain Oak Lane, Belton
2592 Vista Trail, Belton
$118,000
2 Beds ⋅ 2 Baths ⋅ 608859 MLS
Affordable opportunity in Belton ISD near Stillhouse Hollow Lake! This 2-bedroom home offers over 1,400 square feet with spacious living areas, flex space for a home office or hobby room, and a functional two-story layout. Enjoy the charm of lake-area living with room to personalize and make it your own. Conveniently located near Belton Lake outdoor recreation, shopping, dining, and quick access to Temple and Killeen. Hard-to-find price point in Belton ISD.

2592 Vista Trail, Belton
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