Belton ISD Homes under $200,000

Belton ISD Homes under $200,000

Welcome to Belton, Texas, where community spirit and educational excellence come together in the heart of Bell County. The Belton Independent School District (Belton ISD) is renowned for its commitment to nurturing young minds, offering a robust curriculum that emphasizes both academic achievement and personal growth. With a variety of programs tailored to meet the diverse needs of students, including advanced placement courses, special education services, and extracurricular activities, Belton ISD stands out as a beacon of educational quality in the region. Families can rest assured that their children are receiving a top-notch education, supported by dedicated teachers and staff who are passionate about fostering a love for learning.

For those looking to settle down in this vibrant community, Belton offers an array of charming homes priced under $200,000. This makes it an ideal destination for first-time homebuyers, families, and anyone seeking an affordable yet fulfilling lifestyle. These homes often feature inviting layouts, spacious yards, and proximity to local parks and amenities, ensuring a perfect blend of comfort and convenience.

Living in Belton means enjoying not only a great education for your children but also a welcoming neighborhood with a strong sense of community. With easy access to nearby cities and a wealth of recreational opportunities, including beautiful lakes and hiking trails, Belton is the perfect place to call home. Explore the possibilities today and discover why so many families are choosing to make Belton their forever home!

Newest Belton ISD Homes under $200,000

5424 Owen Lane, Temple
$199,900
3 Beds ⋅ 2 Baths ⋅ 626384 MLS
Remodeled 3/2 move-in ready home available in Moffat on .95 acre. Kitchen is updated with new 42" cabinets, granite countertops, tile backsplash, large farm sink, eat in breakfast bar, reach in pantry, recessed lighting, tile flooring. New appliances include smooth top range, dishwasher & refrigerator with water & ice in the door, freezer on the bottom. Open to dining area/living room. Heart of the home with a deep woodburning brick fireplace with hearth, recessed lighting, lighted ceiling fan & tile flooring. Pocket door opens to new updated half bath with pedestal sink, lights, mirror and new laundry closet with folding door. Door leads to new back covered 7.8 x 15 porch where you can sit & relax or access the back yard. 3 spacious bedrooms include carpet & lighted ceiling fans. Private master ensuite includes new updated bathroom with a large walk in shower with bench, single vanity, mirror, lights & tile flooring. 2 guest bedrooms with lighted ceiling fans & carpets. Fresh paint throughout, new plumbing fixtures. Property is partially cleared, gently sloping, neighbor owns side barb wire fence on property line. Watch the deer, listen to the birds, enjoy the privacy, peace and nature of the woods surrounding you. Concrete driveway from Owen Lane to the house. Community mailboxes. BISD. Washer, dryer, refrigerator and some furniture (lists in Assoc Docs) convey with a full price offer.

5424 Owen Lane, Temple
31 Retama Drive, Morgans Point Resort
$189,000
2 Beds ⋅ 2 Baths ⋅ 626279 MLS
Tucked away among mature trees. This well maintained and exceptionally clean two bedroom, two bath home offering comfortable living just minutes from beautiful Lake Belton and town amenities. The home features a functional kitchen with butcher block countertops and dining room combination, generously sized bedrooms, and a comfortable layout designed for easy everyday living. Recent improvements include roof and water heater, adding peace of mind for the next owner. The back porch is screened in, for additional laundry and storage space. Enjoy the relaxed atmosphere of Morgan's Point Resort, where local deer and other wildlife are a familiar sight through out the neighborhood. Lake Belton access is just a short drive, making it easy to enjoy everything lake life has to offer. You will have access to the community pool and park. Located in the Belton ISD. This inviting property offers a wonderful combination of cleanliness, thoughtful maintenance, convenient lake access and the peaceful Central Texas Lifestyle. The home offers a single car garage and a covered carport. Outdoor space to enjoy the outdoors and the local wildlife.

31 Retama Drive, Morgans Point Resort
4049 Morgans Point Road, Belton
$199,900
3 Beds ⋅ 2 Baths ⋅ 626143 MLS
OWNER FINANCING NOW AVAILABLE!! HUGE PRICE IMPROVEMENT!! Take a look at this beautifully refreshed home in Morgans Point Resort! The property features a recent roof and A/C system replacement that delivers peace of mind from the start. The interior was modernized with new paint, carpet, fixtures, appliances, and cabinets, and countertops — all refreshed and ready for you. The layout is warm and inviting, with three bedrooms and one bath blending everyday living and entertainment. Outside, you will find mature trees and a privacy fenced backyard. The home sits on a nice lot convenient to Rogers Park boat ramp and Lake Belton. With its prime location, stunning upgrades, and proximity to Lake Belton, this is one of the most compelling offerings currently in Belton. Schedule your showing today!

4049 Morgans Point Road, Belton
139 E 13th Avenue, Belton
$169,900
3 Beds ⋅ 1 Baths ⋅ 625436 MLS
Welcome to 139 E 13th Avenue, a charming 3-bedroom home in the heart of Belton! Situated on a spacious corner lot, it pairs original character with thoughtful updates, including beautiful wood flooring, granite countertops, a gas range, and a cozy family-room fireplace. One of the bedrooms offers flexibility as a home office, hobby room, or guest space. Enjoy mornings on the covered front porch, plus the convenience of city utilities, a carport, and no HOA. Just minutes from the University of Mary Hardin-Baylor, Downtown Belton, dining, shopping, and major roadways, this home is full of possibilities. Schedule your showing today!

139 E 13th Avenue, Belton
203 E 14th Avenue, Belton
$164,900
4 Beds ⋅ 2 Baths ⋅ 626094 MLS
Calling all investors and DIY buyers! Fantastic opportunity to add value to this 3-4 bedroom, 1.75-bathroom home located in an established Belton location. This property needs some TLC and could become a stellar rental opportunity. It sits just minutes from the University of Mary Hardin-Baylor, a neighborhood park, and Leon Heights Elementary School. Key features include a functional layout, a separate laundry room, an interior storage room, and a convenient carport. The highlight of the exterior is the backyard complete with gorgeous mature trees, offering plenty of space. It could become a steady cash-flowing rental, or a project to make your own, this home is packed with potential.

203 E 14th Avenue, Belton
13302 Estate Trail, Belton
$125,000
3 Beds ⋅ 2 Baths ⋅ 625236 MLS
Central Texas Auction & Realty is proud to present 13302 Estate Trail in Belton, TX, to be sold at auction on October 10th at 11AM. THE LISTING PRICE OF $125,000.00 IS THE MINIMUM OPENING BID. This charming 3-bedroom, 2-bath home is situated on over half an acre in an established neighborhood just minutes from Lake Belton. The thoughtfully designed floor plan features a welcoming living area with a fireplace, a formal dining room, an enclosed patio and a screened-in porch—offering plenty of space to relax or entertain. Enjoy the peaceful setting, spacious lot and convenient access to the lake, shopping, dining and other local amenities. With its desirable location and versatile indoor and outdoor living spaces, this home is ready for its next chapter.

13302 Estate Trail, Belton
5012 Charter Oak Drive, Temple
$199,999
4 Beds ⋅ 2 Baths ⋅ 625460 MLS
Welcome to a wonderful place to call home! If you are looking for that country living feel with plenty of space to breathe, but you still want to be close to shopping and local amenities, this is the one. Start your morning with a cup of coffee on the beautiful covered front porch looking out over the front yard and the main drive. This fantastic porch was just added in the last two years and adds so much charm. Inside, the house features a great split floor plan that gives everyone their own space. You will love the fresh interior paint that makes the rooms feel bright and clean. Along with the new paint, many other thoughtful updates and hard work have been put into the property since 2024. It feels comfortable, inviting, and completely ready for the next owners to come in and love it. The location brings so much convenience for everyday living. You are located right off the main road with very quick access to Interstate 35, and Heritage Park is right down the street for getting out and enjoying the outdoors. This is a beautiful property offering a big lot and plenty of style for truly affordable living. Come take a look and see how easily this space can become your next home!

5012 Charter Oak Drive, Temple
6781 Moffat Loop, Temple
$129,000
2 Beds ⋅ 2 Baths ⋅ 625526 MLS
The lake cabin you have been looking for! This two bed, two bathroom home sits only 1 mile from McGregor Park, 2.5 miles from Leona Park, and 4 miles from Cedar Ridge Park (each with docks and boat ramps!). This fixer upper is your lake house dream. Featuring two bedrooms and two bathrooms as well as large living space, there's plenty of room for the whole family to hang out and relax after a day on the water. The home has had recent updates including metal siding that will last a lifetime. Priced strategically for its needed improvements, this property stands to be a great long-term investment, possibly even as a short term rental. Located outside of city limits meaning, NO city taxes. No HOA, proudly park the boat in front yard. This home is being sold AS-IS, where is. Seller will make no improvements or repairs. Bring your tool belt and your inner tube, and come build your lake house dream in Moffat.

6781 Moffat Loop, Temple
7716 Mcgregor Park Road, Temple
$94,900
2 Beds ⋅ 1 Baths ⋅ 625548 MLS
Prime investment opportunity at 7716 McGregor Park Rd in Temple, TX! This classic 1,080 sq ft brick residence features a durable 20-year-old metal roof, central HVAC, and sits on a generous 0.33-acre lot. Inside, fresh paint and new peel-and-stick vinyl tile bring a clean, updated look. With strong rental income potential, this property is ready for your personal finishing touches. Convenient Central Texas location with easy access to local amenities. Bring your vision and unlock this property's full potential today!

7716 Mcgregor Park Road, Temple
10 E Aztec Lane, Morgans Point Resort
$198,000
2 Beds ⋅ 2 Baths ⋅ 625204 MLS
Charming 2-Bedroom Home on Two Lots in Morgan’s Point Resort Near the Lake! Welcome to 10 E. Aztec in Morgan’s Point Resort, Texas, a charming 2-bedroom, 2-bath home with 1,408 sq. ft. of living space situated on two spacious lots in a quiet, private cul-de-sac setting. This property offers much more outdoor space than a typical 2 bedroom/2 bath home. Mature trees create a beautiful canopy of shade, making the yard ideal for fire pits, outdoor entertaining, pets, gardening, or simply relaxing under the trees. Because the property includes two lots, there is plenty of extra room to enjoy while still maintaining privacy. The home features a covered front porch, a carport, and an RV hookup, adding convenience for homeowners who enjoy boating, camping, or spending time outdoors. The large lot occupies a substantial portion of the cul-de-sac, giving the property a peaceful and tucked-away feel. Located close to Lake Belton, this Morgan’s Point Resort home offers easy access to lake recreation while still providing the comfort of a private residential setting. It could be an excellent starter home, weekend lake getaway, downsizing opportunity, or full-time residence. With two lots, mature shade trees, RV hookup, covered parking, outdoor entertaining space, and proximity to Lake Belton, this is a unique opportunity at 10 E. Aztec, Morgan’s Point Resort, TX.

10 E Aztec Lane, Morgans Point Resort
1400 Magnolia Street, Belton
$200,000
3 Beds ⋅ 2 Baths ⋅ 624195 MLS
Welcome to this beautifully updated 3-bedroom, 1.5-bath brick home on a quiet street in Belton! Built to last with a durable metal roof, this home is completely turn-key and ready for its next owner — and eligible for both FHA and VA financing. Step inside to a huge living room filled with natural light, flowing into a stylishly updated kitchen featuring brand-new appliances and gorgeous quartz countertops. Fresh paint and new flooring run throughout the entire home, giving it a crisp, modern feel from room to room. A versatile pantry offers the perfect flex space — use it as a home office, extra storage, or keep it as a classic walk-in pantry. Out back, you'll find your own private retreat: a large, fenced backyard shaded by a beautiful mature tree, plus a workshop that's perfect for hobbies, storage, or converting into a she-shed. Relax and unwind on the large covered patio, ideal for weekend cookouts or peaceful mornings and evenings outdoors. Zoned for Belton ISD, including the exciting brand-new Hubbard Branch Elementary! Don't miss this rare combination of updates, character, and location — schedule your showing today!

1400 Magnolia Street, Belton
2313 Upland Bend Drive, Temple
$199,900
4 Beds ⋅ 2 Baths ⋅ 624178 MLS
To be sold in "as is" condition. Seller will not do any repairs and priced accordingly. Needs a little TLC but with a little paint and flooring this could make an excellent home for you and your family!

2313 Upland Bend Drive, Temple
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